WHY & HOW MORE RETURNS IN JEEVAN SARAL ?

Awarded :       "GOLDEN PEACOCK AWARD"

for Two reason :

1) This plan is an option of open maturity.

2) This traditional plan has calcution of market base return which charge the rate of return of previous years.

*LIC distributes its surplus between policyholders and central government after payment of income tax.

The income tax is expense of LIC,while in Jeevan Saral LIC distrubtion all surplus of this plan between policy holder and Govt.LIC is only offering Loyalty after 10 years of terms ,no income tax is paid for Jeevan Saral corpus to Govt.of India.

If we compare with plan 14 (oldest plan),policy holder will get 81.93% of surplus against 95% in Jeevan Saral.

It works out to be 15.94% more as compared to plan 14.

Conclusion : It is a HIGHER RETURN Plan.